What Rollcard Is
Rollcard is a debit card and deposit account built for bettors. It is a Visa card. You load money into the account, then spend it at betting sites.
It is a debit card, not a credit card. You can only spend what you have loaded.
Rollcard LLC, part of Grandstand Limited, runs the program. The card is issued by Cross River Bank, a member of the FDIC. Rollcard itself is not a bank.
The card works at regulated US gambling merchants. That includes sportsbooks (betting sites), online casinos, daily fantasy sites, racebooks, prediction markets and casinos you can visit in person. It does not work at unregulated or offshore sites.
Who Rollcard Is For
Rollcard fits bettors who move a lot of money each month. It is built for high limits and frequent use.
It may also suit you if you want betting money in a separate account. You can set your own daily and monthly spending limits.
It is a weaker fit if you only bet a little. Cashback starts only after a minimum amount of monthly spend. It is also meant for use in the US.
How It Works
You sign up, give your Social Security number and link a US bank account. You load money by bank transfer. Weekends, holidays and late deposits can slow this down.
Cashback works in tiers. Your tier comes from how much you spend in a calendar month. The tier resets at the start of each month. Higher tiers earn a higher rate. The cashback is added to your card balance at the end of the month. See the rates in the table above.
There is a monthly cap on cashback. New users may get a boosted rate for a short time. The company can change the rates and rules at any time.
Limits exist too. Your daily limits depend on your tier. A higher tier gets higher limits. Asking for a higher limit comes with a short waiting period.
There is an iPhone app. The card works with mobile wallets. Cooling-off periods and a card freeze help you take a break.
What to Weigh Before You Sign Up
Fees exist. The company says there are no monthly fees. The terms still list fees, such as one for taking cash out of an ATM. See the fees table above.
The issuer's pages do not agree on limits. The homepage, the help page and the bank's agreement give different numbers for daily limits. Check the card's own terms for your tier.
Some betting sites will not take a card number typed in by hand. Have another way to fund your account. Do not bet more to chase cashback.
Betting is for fun. Bet only what you can afford to lose. A separate betting account is one way to stay in control.
Bottom Line
Rollcard is a debit card for bettors who spend a lot each month and want tiered cashback and high limits.
Look at the fees table first, and read the card's own terms on limits. If you bet a little, a simpler card may suit you better.